Runda Water SACCO’s Digital Leap: Growth Powered by Kwara


Runda Water SACCO, established in 2004, began as a modest welfare scheme by the employees of Runda Water. With a mission to mobilize savings and foster mutual support, the SACCO has grown from a mere 20 members to a thriving community of 205, extending its reach beyond its initial employer bond to the entrepreneurial spirits in Githogoro, Kiambu County.

In this exclusive interview, we sit down with Anthony, an integral part of the SACCO’s journey, to delve into the transformative impact of adopting Kwara’s digital platform, the challenges faced, and the vision for the future.

The Evolution of Runda Water SACCO

Runda Water SACCO’s journey began in 2024 with a group of 20 employees from Runda Water, aiming to create a platform for members to mobilize savings and assist each other financially. Partnering with a cooperative bank branch at Gigiri and registering under the umbrella body KUSCCO, the SACCO held its first AGM, marking the official start of its operations.

Growth and Expansion

From its humble beginnings, the SACCO has experienced significant growth, boasting a membership of 205, with 190 active members. While initially focused on employees of Runda Water, the SACCO has expanded its reach to include business owners in the neighboring Githogoro Area in Kiambu County.

Anthony joined the SACCO in 2020 as an accountant to assist the treasurer and cater to the financial needs of members outside the employer common bond. His role involves managing SACCO accounts, filing deposit slips, and ensuring the accounts are in order, especially for those not employed by Runda Water.

Mr. Anthony Wambua, on the left engaging in a discussion with another SACCO administrator during a previous Kwara Customer Success Day event

The Impact of Kwara’s Digital Platform

  • For Members:
    • Members can easily check their account balances and transactions using their phones.
    • Increased trust in the SACCO’s management and their own ability to manage finances.
  • For the SACCO:
    • Improved accounting processes, allowing for immediate updates and removing the need for manual checking of monthly bank statements.
    • Simplified financial management, making it quicker to respond to members’ needs.
    • Enabled more precise and timely financial reports, resulting in the fastest-ever submission of SACCO’s accounts for the 2023 financial audit
    • Offered important information to the SACCO’s leadership and committees, helping them make better decisions for the SACCO’s future.

    Future Aspirations

    Looking ahead, Anthony expresses a desire for a regional partnership with Kwara to increase public awareness and participation in the SACCO. He envisions a platform where the public can recognize and access Runda Water SACCO, along with other SACCOs under Kwara


    Runda Water SACCO’s journey is a testament to the power of community, innovation, and strategic partnerships. Through its collaboration with Kwara, the SACCO has not only streamlined its operations but also enhanced the financial confidence and accessibility of its members.

    As Runda Water SACCO looks toward a future of regional partnerships and greater public recognition, it stands as a shining example of how digital transformation can revolutionize the cooperative banking sector. With Kwara by its side, the possibilities are endless, and the future is bright for Runda Water SACCO and its members

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